Normal Pension Age is the age you can take the pension you have built up from April 2014 in full. It is linked to your State Pension age, but with a minimum of age 65. If you choose to take your pension before your Normal Pension Age, it will normally be reduced because it is being paid early.

If you take it after your Normal Pension Age, your pension will be increased because it’s being paid late. See the section on Taking your pension for more information.