I am paying in

How much do I pay?
Paying less contributions
Paying more contributions

I am thinking of joining

Who can join
How the LGPS works
Councillors and Mayors (Elected Members)

Tell us about a relevant change

Tell us about a change of address
Tell us about a change of bank details
Report the death of a pensioner

Divorce and your pension

What information will I need?
What happens to my pension?
Death benefits after a divorce

I am nearing retirement

When can I retire?
How is my pension worked out?
Taking a lump sum

I am thinking of leaving

Opting out of the Scheme
Leaving on redundancy or efficiency
Leaving because of ill health

Tax and your pension

Tax and your contributions
Annual Allowance
Lifetime Allowance

I am receiving a pension

Receiving your pension
Pension pay dates
Pension increase

I am no longer paying in

What is a deferred pension?
Taking your deferred pension
How your deferred pension keeps its value

Life cover in the LGPS

What benefits will be paid when I die?
Lump sum death grant
Survivors' pensions

Improving access and fairness in the LGPS

The Government has introduced changes to the LGPS to make the Scheme fairer for all members. Most changes took effect from 1 April 2026, and some improvements apply retrospectively.
 
Wed, 8 Mar 2026 - 12:09

Latest Fund News

Local government pensions will increase by 3.8% in 2026
 
Tue, 3 Mar 2026 - 14:23

Pensioner Newsletter 2026

We have published our annual newsletter for LGPS pensioners, ‘The Honeypot’.
 
Wed, 25 Feb 2026 - 14:00

Report & Accounts 2024/2025

You can now read the final version of the Fund's 2024/25 Report and Accounts.
 
Fri, 27 Feb 2026 - 12:33